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What do Charges for LPHI in Mortgages Mean?

While reviewing your monthly mortgage statement, you notice an unfamiliar charge – an LPHI charge. What is this charge? If you’re remotely tech savvy, you have already Googled the acronym and discovered that LPHI stands for Lender Placed Hazard Insurance. Okay, so now you know what it means, but why is it on your statement? […]

Are You Responsible for Foreclosure Attorney Fees after Chapter 7 Bankruptcy?

Foreclosures can be a difficult process to navigate, leaving you with many unanswered questions. When you add filing for bankruptcy into the process, things can get extremely complicated. If you have foreclosed on your home with the aid of a board-certified attorney, are you required to pay the attorney’s fees regardless of the bankruptcy filing? […]