For homeowners facing the possibility of foreclosure, a loan modification is often the most effective way to save their credit and their home. And yet mortgage modifications remain one of the most elusive foreclosure alternatives available to struggling homeowners. The truth is, getting lender approval for a loan modification is next to impossible without the help of a skilled attorney.
Stephen K. Hachey is an experienced Tampa loan modification attorney with the right skills to effectively renegotiate the terms of your mortgage loan and help you keep the home you’ve worked so hard for. A loan modification essentially means that your lender agrees to reevaluate the terms of your loan in order to achieve a lower, more affordable monthly payment. But the best way to ensure that you receive a fair shot and that your legal rights are being protected is to have a veteran loan modification attorney by your side.
Here at the offices of Stephen K. Hachey we work diligently and act quickly to protect your interests and get you real results. Our firm has helped hundreds of homeowners in the Tampa Bay area and all across central Florida successfully modify their mortgage loans and stay in their homes for over six years! We will aggressively negotiate on your behalf in order to ensure your payments are temporarily suspended (during negotiations), lower your monthly mortgage bills, reduce your interest rate, and in many cases even reduce your loan’s principal balance.
If the value of your home has dropped significantly; or you’ve recently experienced hardship due to unemployment or an unforeseen medical condition, a loan modification may be the right strategy for you. If you’re in fear of losing your home to foreclosure, you don’t have to face your bank alone. Our skilled loan modification attorneys can guide you through this difficult time and help you achieve effective solutions. Whatever your situation, the Law Offices of Stephen K. Hachey can help! We pride ourselves in providing each and every single one of our clients with personalized, compassionate and affordable representation.